A career in life insurance sales can be rewarding in several ways, as well as it can be lucrative! And I mean lucrative. But there is a catch and if your in this business you already know what it is... It is being able to prospect and see the people. Then see more people. Talk to them and find out what is going on with them. According to LIMRA 41% of people in the USA just do not have life insurance or have little coverage. To me I look at it as every other person really needs proper life insurance coverage.
I chose life insurance sales to help me learn about how to properly protect my family and to discover how to use it as a college funding and retirement planning vehicle.
I am not interested in gambling my money in: the stock market, 401ks and mutual funds. Every time I do, even in up markets I always lose money on those things. So safe investment vehicles is the only way I will put my money. However life insurance is not an investment, but when utilized correctly, I can find many advantages to use it to my benefit!
This is one of the many reasons I enjoy selling life insurance policies. Because when you really understand how they work financially, there are many benefits and protection to be had. However an experienced life insurance salesman can explain your options, once you explain to him what your financial situation is.
Another thing about buying life insurance for you, your family or your business. Do not wait and try to figure out when a good time to buy it is. At least fill out an application with a life insurance sales professional, get conditional coverage while the life insurance carrier does their background check and medical exams. This way you'll at least be covered and thinking about it, in case something happens. Once your application is approved, then you'll have the protection your loved ones deserve. I really like life insurance sales as a career.
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